Update to Canadian Excise Tax Law - Effective October 9th, 2025
Starting October 9, 2025, changes to the Canadian Excise Tax Act mean that Visa and Mastercard network and assessment fees (excluding interchange) will be subject to 13% GST/HST.
- This is a pass-through tax from the card networks and will appear on remits as:
- GST on Visa Assess Fee
- GST on MC Assess Fee
- GST on Visa Auth Fee
- GST on MC Auth Fee
What Are Passthrough Fees?
Passthrough fees are charges that ASF / Club OS collects and remits on behalf of credit card processors. These fees are not retained by Club OS—instead, they are passed directly to the appropriate entity as required.
Why Are These Fees Applied?
Certain transactions may require additional fees outside of your standard ASF / Club OS subscription or service charges. By applying these fees automatically, Club OS ensures that your club remains compliant with the requirements of the relevant authorities, without the need for extra work on your end.
How Will Fees Appear?
Fees will be calculated automatically on eligible transactions.
You will see one or multiple line items on your first remit of each month reflecting the passthrough fees applied during the previous month. This is available in remit reporting as well as analytics. Please note, these fees are separate from Club OS subscription or service charges.
Example passthrough fees (some may not apply to your club):
Where Can I Learn More?
For questions about passthrough fees, please reach out to your Club OS account manager or our Support Team for assistance.
